Buying a House in Spain: Step by Step

This article is general guidance, not a substitute for independent legal, tax, survey or immigration advice.

1. Decide where and why

Think about how often you will use the property, access to airports, climate, healthcare, transport and reliable internet.

2. Work out your total budget

Include taxes, notary and registry costs, legal fees, renovation and a contingency reserve.

3. Verify the property

Engage an independent lawyer to review title, registry information, planning, permits, debts and any occupancy issues.

4. Understand the contract

Reservation and deposit agreements can carry financial consequences. Do not sign or transfer money before receiving appropriate advice.

5. Complete and register

The purchase is typically formalised before a notary and subsequently registered. Confirm utilities, insurance and ongoing tax obligations.

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